Why You Need to Live Your Life: Lessons From People on Their Deathbed

On today’s podcast. We’ll be talking about being on your deathbed. What’s going to happen when you’re gone. maybe get you to think a little bit differently. Now I’m talking to the investor the other day and I corrected them because their whole thinking about investing is buy low, sell high and sure. I guess that’s what most people think of investing in, don’t take more of an active approach or, maybe the 80-20 or the 99% of people out there that buy low sell high.


And this is my big thing. Why I don’t really particularly invest in things like crypto. So Charlie Munger, who is Warren Buffett’s buddy at Berkshire Hathaway, went on a little rant, said, and I’ll say it I’ll quote him, “people who want to get rich quick for doing very little for civilization, investing crypto.”


And I think this is why I keep coming back to value- add real estate, when you’re value adding, it really doesn’t matter when you’re buying a market down, market sideways market. If you have the ability to bump the rents up or lower expenses to increase net operating. You’re creating value and what the real value is, you’re making better living conditions for the tenants who in turn pay more rents, and then you can sell it for a higher price.


And, the trouble with real estate takes a while to get that built up equity, that routine equity out. But it’s one of those business plans that is tried and true. So I was gone talking to this investor and they were talking about their own personal business and they were saying like, maybe I should just exit this thing and take the money and go into crypto.


And kinda my thought was, this is a multi-generational business. And if you’ve taken that business as far as you can, and you can’t value adding in any more to improve the business system or as business operators know where it is, creating the wheel is the cycle of this business money making machine. If you can’t make it better, then maybe you should just go and do something that the average Joe does out there, which is invest in  crypto.


And, if you’re somebody who can add value to the system, whether it’s real estate, which is, improving units, making better living conditions for tenants, or you have an operational business where you can, I don’t know, just, thinking of ways, find out, find a better vendor supplier, making management improvement within your staff, things to make it leaner or improve the bottom line by improving income sources of your value adding that business or in the business world, that’s the Bita, as opposed to the operating real estate role. But no real estate is essentially a business. I think it’s one of the easier businesses to run because it’s backed by a hard asset.


Yeah, just put that thought out there. I think the thing with simple passive cashflow it’s coming on to, what’s the purpose of this and that kind of working with a life coach and the mission is simple passive cashflow is to get investors, out of the rat race, introduce these new ideas so they can change lives.


One example would be, like implementing a simple strategy, like real estate professional status and your taxes. Now one spouse can stay at home, check that box and their taxes, and maybe they net, or at the end of the day, because they’re using their passive losses to offset the ordinary income  of course consult your tax attorney and all this type of stuff.


And we’ve got a lot of content surrounding taxes at simplepassivecashflow.com/tax. Just to prepare you for today’s broadcast, maybe check out the info page at simplepassivecashflow.com/legacy. To start thinking about, how is this, what are you building towards? You want to invest in things that do value add, overall, why do you have all this money for, I talked to a lot of people that are five, $10 million net worth, and they’re living with a scarcity mindset.


And I talked to some people that make $150,000 and their net worth is shy under a million. And they have very abundant mindsets. I’m just in the lucky position, because I still do these free intro  calls, if you guys want to get signed up for the club it’s simplepassivecashflow.com/club it’s my way of seeing where out there and if that’s, to me, as my value adds to the world, I joke around with the staff and I tell them, Hey, I want to have two calls with people everyday. And obviously I want to have good calls with people, not people that just randomly sign up at which we typically filter. But I want to talk to people who’ve been  listening to the podcast, thinking about this stuff.


Everything makes sense, right? Passive losses, taking money out your 401k, possibly not buying a house to live in, taking a heloc or at the very least with some of the built up equity that you’ve been having the last few years. And taking that money and going on the offense as opposed, see your money just getting killed by inflation at five, 10%, whatever it is today. you’re going on the offense and creating cash flow and taking part of value, add projects. And it all makes sense, but that’s the role I play as, we talk you through it, we educate you and I think that’s my overall value add to the world as opposed to what we do in business and real estate, which value adding properties.


But to me, my value add is if I can have a 10- 15 minute conversation, it pushes them over the edge. And so hopefully you guys go out there, you can change your own lives and maybe make the world a little bit better place to live in. I think that’s the big takeaway, always try and make the world a little bit better place than you found it.


Hey, simple passive cashflow listeners. We’re not going to talk too much about investing, taxes, legal stuff, infinite banking, which by the way, if you want to learn more, but if you want to check out the free eCourse, you can go to that at simplepassivecashflow.com/banking. But today we take a break from the hard investing stuff and talk a little bit more stuff that is enriching for the soul.


After all, it’s not that hard to get financially free. That’s why we call it simple passive cashflow for a reason.  Today we have Jean Key and Daley who is author of the Reflections of a Single Soul. She used to work as a hospice nurse, and she’s going to talk about a lot of the takeaways she has gained from working with people and that lasts a few percent of their life.


For those who don’t know what hospice is. Part where you go, where you’re probably not going to make it back around. So a lot of reflection comes around. And we’ve talked about near-death experiences from a couple of guests prior. This kind of goes along the same line if it’s not your thing.


Cool. See you guys next week, but for some of you guys who are definitely on the road to financial freedom like this slowing down, it’s not all about the hustle bustle. I think you guys will find this podcast enjoyable, but thanks for jumping on Jean. Thank you for inviting me. Yeah. So take us through your role as a hospice nurse, and let’s get going through some of the takeaways that you’ve gleaned from that seemingly unenviable job.


For me, Lane being a hospice nurse was really one of the biggest highlights of my career. I’m a holistic educator and speaker, counselor and therapist. I started my nursing career in 1965. And there were no hospice facilities at all. In fact that word wasn’t even utilized at that time.  We were not allowed then to even tell people that they were close to death. I remember days in my early career, we were not allowed to tell people their blood pressure or their temperature.  We had to keep imagining  us leading them through whatever they were going through.


And I always felt that people should be part of the journey, part of their journey of being ill becoming well or not becoming well.  I felt very strongly that I wanted to help people be able to talk about their worries and struggles and fears and come to a place of comfort and peace and acceptance, particularly about their dying process.


And like I said, there were no hospice facilities at the time. So I was very happy to find an organization in Pennsylvania that employed nurses to go into people’s homes and really connect with the patient and the family and the entire situation.


And while people say to me how could you ever be a hospice nurse? That’s so hard. Yes. It was very difficult to see people struggle and go through a dying process and see the family being in such grief. However, I believed that I could provide care for them. That was distinctly different from what was being provided in the hospital. And to help them to come to peace with that, to understand more about themselves and their journey through the dying process and into depth and beyond.


You were working with more folks on the other side of the age range, right? Things like kids, right? They’re not as experienced. They don’t have that perspective as middle aged, older adults. But how did they take it? Are they aware of their fate? They are more aware. I have three stories of hospice in my book that are very transformational.


They are wonderful stories of my three most memorable patients. One of whom is a little girl. She was nine years old. And that story is full of my amazement at her understanding of what was happening to her. She was told she had a brain tumor and she was told that she would not survive. But there were certain things that happened that she survived a longer time than anybody expected for particular reasons. And it’s just a wonderful story. I learned from her.


And children are very perceptive. They know when you’re telling them that. And when she, or any child asked me, am I dying? I looked at that and I would say to them what do you think about that? How do you feel? Do you believe that this is happening to you rather than give them a straight answer?


I wanted to see what they knew, what they understood and it was, it ended up being wonderful conversations.  Except for the babies that couldn’t really talk.  But they were the children who could speak even the babies in their eyes. I could see there was an enlightenment about.


So it was very rewarding. I cried along with families when these patients died. Yeah, I felt so good. And so did the families that we could all learn from these experiences and help the patient and the family to become much more comfortable, much more understanding, much more hopeful, much more at peace.


So let’s unpack that one story, right? The older kids are a little bit more aware of how the world works. Because they don’t really think much more differently than us actually all yet, they are a lot more transparent, authentic. One would think.  Do they go through stages of anger, despair, regret?


Is there such a stage that formerly you see or they teach you or what actually happened?  My experience was that by the time hospice was called.  These children and I’m thinking of the one in particular, whose name is Diane. These children already have faced in themselves that they are not going to survive this because of nurses coming into their home to help them to become more comfortable.


So the conversation with those children was more like I’m afraid. Can you tell me how not to be afraid? That’s what they would say to me. I’m afraid. I don’t want to leave my parents for example.  I’m afraid that they won’t be able to get through when I’m not listening. And so listening to them and their worries and their fears, I found that they had a curiosity about what was happening to them.


 And they were not nearly as afraid as some people around them were. And when they expressed fear, they wanted to know what would happen after they died with their parents, be okay with their siblings, be okay, where would they experience after they left this? Or, and they had much more of an understanding just intuitively about the spirit of themselves going on this.


It was more of a as more, not really, he was more of us. Sympathetic things to other people, then they’re more concerned with them. What would happen with them personally then? Yes. Yes. Would you say that maybe you haven’t worked with the older folks, but formally is that kind of the traditionally the case with older people, I’ve worked a lot with older people.


We didn’t have any. That many children in, at that time, this was back in the 1980s. We didn’t have that many children who were given the opportunity to have hospice care because doctors were still very new at all this. They, they just, they mostly wanted to keep believing that this child was going to live through whatever they were dealing with.


And there are still people that believe. That you don’t call hospice until the last minute. And that is somewhat unfortunate because hospice nursing takes care of patients, people, and their families in a way that a hospital nurse can’t possibly do all that. There were special techniques and special pain relievers and special comfort devices and special comfort positions that we all learned could be so helpful to the patient in their own home.


And of course now there are hospice facilities, the older people that I’ve dealt with, many of them were more. Because they felt some of the fears were that they didn’t want to leave things undone. They regretted some things that they did or they regretted things they didn’t do. They worried about that, and they were angry.


There are two stories in my book where of the three stories, two were adults.  Both a woman and a man who I write about were very angry, very angry. They actually threw me out. When I came in as a hospice nurse, I didn’t need this. I’m just gonna lay here and die. And the transformations over time in those people were just incredibly amazing.


And I had to write about them. What did they go to or what do they go from anchor? I’m sorry. Where did they transform?  Both of them transformed into the first thing was pain relief. So I knew that in order to help them, they had to learn to trust me. So when I promised pain relief from that and got them a little bit, more comfortable than I would be able to.


Instill confidence in them, in me and trust in me as I shared ways that they could spend whatever time they had left on earth nipping. So living in a way that they didn’t even believe was possible. And in the one story this gentleman I, after he trusted me and he, I started to talk to him about this.


What he used to do in his life, what were his loves? What were his hobbies? And he actually ended up in the story to live one more time, doing what he absolutely loved to do with force health. And that just brought him such peace and such joy. It’s still, all these years later, it gets the chills to think about him.


It’s like that there again, right in his home. And if it’s over a period of months  the doctors were amazed at his transformation. We talked about his fears, we talked about his regrets and his anger, that this was not at all what he planned, excuse me. He had planned a certain, he was used to a certain protocol.


He was used to a certain team. He was saving all the money for this. To buy a trailer and drive cross country with his wife. And none of that was able to happen now when he was diagnosed with terminal cancer. And so finding out about him, helping him to absolutely Reid himself of some feelings that he was holding onto holding back, I accepted all of that.


All of a sudden. All of his resentments, just giving him space and permission to talk about all of that was helpful to him. And then there, it led to us being able to help him live his last dream, which was beautiful. So let’s unpack the regrets. Cause I think everybody’s has heard people’s biggest thing on their deathbed is.


I regret it. I like to hear maybe a story or two on this, but, I think a lot of sales people would like to use this or regret that if you don’t buy the $40,000 program, you always regret doing it. I think the way I’d like to angle it from our kind of community. A lot of us are hardworking.


We spend time on growing business, investing, and being frugal. But regret is not like there’s a reason why you do it. There’s a reason why you can’t live it up today, but you’re seeing it. What are some examples of just to paint a picture for people, real life examples.


I did have a client one time. Actually I had his wife and this was when I was doing my holistic counseling full time. And because I do a lot of things in my holistic work. And there was a gentleman who was always worried about not having enough money, although he had plenty of money and because he was so focused on making this money and keeping this money and worrying about not having enough.


Making more and he would watch the ticker tape across his television, go by with all the numbers of what was happening in the stock market that he was actually missing out on a lot of this life that would have brought him joy. So one of the things that I felt was important for him to know, and for anyone to know somebody, myself, Is that, although that may be the focus, it’s like time and money, freedom.


So when you have money that frees up your time to things, and it’s important to do what you love, do what you love. And as you do what you love, you’re opening up your heart and your soul and your spirit to the abundance that is in the universe as. To live life more fully and because people at the end of their life regret in my experience, regret not doing things they would love to have done on this vacation or spent more time with their grandchildren or spent more time doing simplistic things with their spouse.


That even though they had money, which is important in this world, there’s another part of them, the spiritual part of them, the animation of them through this life, where they need to balance out  their life with also what they would love to do and do it. So that was most of the regrets that people had, any changes that, you’ve any personal changes that you’ve done, seeing this transpire multiple times, you’ve changed, made a change in your life personally.


Yes, I have.  First of all, I feel whatever worries that I had, my life changed dramatically. I was out on my own.  Doing something that nobody in my family believed in at the time I was supposed to be the leader. I was the oldest of six children. I was supposed to be the leader of a convention.


And I instead knew as a young nurse, that there was more, there was just more to life than the rituals that I had grown up with, worrying about money and worrying about time and  that I had to get things done. I always had lists that I’d stay up until one o’clock in the morning and cross off these lists of things to do.


And so when I made this transition in. Following my heart and my soul and what was leading me to find out more and more about life and the purpose. Why was I actually here? And I learned meditation and I learned how to open myself up to knowing that there are many ways of being who you are, regardless of whether people agree with you or not, or whether people understand or not.


And I took that.  It was a series of events that happened to me, much of which was illness. Every time I didn’t follow my path, that was inside of me to follow, I would become sick and I started paying attention to that. And so the more I followed it, my own path and my own inspirations that I felt were very  divinely sourced.


I would have success and I would be grateful for every single thing in my life. That’s a big part of moving through a light to be grateful for everything. And I was focusing more on what I had and what I could contribute. That’s another big piece of it to contribute to others, to give up yourself honestly, and sincerely and.


I’ve overcome many things. And I’ve always called upon the spiritual soul part of me to know like many times I was lost, I was alone. I was lost. I was in places that could have been very dangerous for me. And I just utilized all my resources that I had learned to know and trust that I was safe and I got through.


 I’ve had many experiences that would be considered metaphysical beyond the physical angelic types of experiences and my own near death experience, where my fear of anything has really diminished. And I feel supported. I feel supported by the power in the universe that breeds us. I feel as though When I determine what it is that is right for me and best for me, the ways and means of yours, it just does.


And it’s that I feel much more at peace with myself now at this age.  Not afraid of dying. I really feel like I should live till I’m 150 at least to do everything I want to do still. So what does your somebody say life is about balancing, doing what you want, but also achieving what you want to, how do you, what is your best advice for balancing those? My best advice is to look at what I feel are the four quadrants of your life. So there’s health and wellbeing as one quadrant. There’s another quadrant, love and relationships. There’s a third quadrant vocation. What are you actually doing to contribute, to work, to share?


And then there’s the time and money freedom. So I look at those four quadrants of my life and I encourage anyone else to look at support brought buttons and their life. And what are your discontents in each of those quadrants? And what are your longings in each of those quadrants? And how can you think about how you would love that quadrant or several quadrants to look in your life and start taking action?


Toward that. So for example, I would, I was afraid when I wrote my book, I was afraid that it’s making my soul so vulnerable and I had fears who would want to buy this book and I’ve got nothing but positive feedback, which showed me that I did the right thing for me. And so that has brought me some that.


I’m following.  And I encourage people to really look at those quadrants of their life, to me, time and money, freedom go together. Because when I have the freedom to do what I appear to do and love to do the money will come. And then that frees me up to Look for people who I can depend on and rely on to take care of the money that I’ve invested.


 Even if I think I don’t have the money for something that I want to pursue. If it’s really in my heart and my soul to pursue it, I know I will be able to do it. And I believe in trust because that’s the dream and I’m going to take action steps to make that dream come true. As long as I am serving.


And I am honest with myself and I am  looking at the other quadrants in my life and where can I balance?  We are really spiritual beings having a human experience. The human experience is temporary. And yet, we each have gifts. We each have gifts to give the world and you are giving a gift flame by helping people to know.


How to be successful in their money in time, freedom quadrant, and probably all the other projects as well. That’s why I want to hang out with rich people. No, I’m joking. That’s absurd. Okay. Chill out guys. This is a free podcast. Yeah, but yeah I think of it the same way, like the, I call it the stool. You said it in a different way. That’s a little bit different, but yeah. Physical fitness, money, fitness, spiritual, which I think maybe partly with vocation and then the last one is relationships.


Yeah. So the same thing, but I think yours was more. Vocational was giving back, right where it, in my opinion, like less people getting their own money and time straight in a way they can’t move on to the next quadrant. I just don’t. I haven’t, it’s very rare. I see that happen. People need to put their own oxygen mask on before they start given that’s right.


So you can’t give from an empty well, and that’s why self care and self nurturing. Is so important. I had to learn that because as a nurse, I was continually getting out to others as the oldest child at six, and my family was continuing giving out and I still do except now I had, I learned over many years.


I had to nurture and take care of myself so that I could keep full enough to give to other people. And that includes money. And that includes time. And that includes sharing and effort and it includes physical fitness and it includes enough rest and sleep. It includes all of those. Parts of ourselves that we can feel really great.


It’s important to feel great. And in order to do that, I believe that we need to really get honest with ourselves. Look within, listen to that still small voice within that will always lead and guide you in the right way. And then you pay attention to things that open up. I’ve had areas open up in my life that I never could have known were available to me.


Unless I followed that inner voice and that includes money. That includes time. That includes health.  I had a reason for coming back from my very put down experience. I didn’t understand it at the time. It took 12 years for me to actually know what it was and I’ve lived well beyond that time now.


It’s just for me to share with others right now and tell them that,  look at yourself as a very special human being. Each of us has talents and gifts, and each of us is unique in many ways. And so utilizing those talents and gifts and intelligence and. Resources are actually going to free you up from regrets at the end of this temporary life.


And you’re going to say, wow,  I really did everything that I was here to do, everything that I knew to do, everything that I’ve beeped and doing and being so taking care of yourself in all ways is really important. I don’t have that problem. I take care of myself way too much. I think I do think that’s a big thing for a lot of people.


They kinda, they need to go for a massage to spend some money on themselves, have a day or half an hour, if that and then just to summarize too, you also mentioned earlier about the concept of  not regret. And then you also mentioned. Earlier, stop worrying. What do people think about you?


What do you like at 14?  Like I think most people in their fifties and sixties, they stopped having body issues. Self-esteem issues that worry other people think about nothing says you can’t get there in your twenties or thirties or teach your teens this now that’s I say it.


I have. I’m not saying I’m perfect. I still probably think what people think about me, but you just live a happier life and it just gives no, F’s what people think at some point, if they’re not people, aren’t your jam, then they don’t need to hang out with you. Financial freedom allows you to do what you want, which will be one with the tribe that you want.


That’s true. I think that the happiest people in my experience are the people that are loving what they do and they’re sharing and they’re giving and they’re receiving knowledge that’s important to receive from others. I feel like as long as we’re here alive, we can learn and I am way beyond my 60s.


And I feel very vital way beyond.  And I feel like I have a lot to offer my grandchildren or all in various stages in college. And I feel when someone is truly happy with themselves and doing what they’re here to do, being there. And loving their life. It shows an energy around them.


The aura, it shows in their eyes, it shows in their smile. It shows in the way they treat themselves and others. We didn’t want to freak everybody out today. You get, make sure you guys pick up Jean’s book Jean Keegan, daily reflections of a seasoned soul in check that on Amazon.  One quote that I heard recently that we’ve posted in the Facebook group that some people commented on was an image of Steve Jobs.


Kind of looks like Skeletor is like the last leg of his life. And here in the sky, it’s just he probably  could afford whatever he imagined, but at the end of his life, unfortunately, his health wasn’t there. And so he wasn’t able to enjoy the fruits of a long life.


 And then I don’t know who said this quote, but it stuck with me and that quote was. You know the difference between somebody with a thousand dreams and one, and only one dream is health. So we’re all gonna die. We’re all gonna get old, something’s going to happen. So we might as well just enjoy what we got now.


But life is more fun when you have money, in my opinion. So do what it takes to get financially free now.  Any last parting words.  I would like to say that each of us wrote this down. My next takeaway, I think right now, is that each of us is on a personal journey of the soul of three members, our true divine nature, and to live in this world from that authentic place of inherent power.


From the place of your authentic self, you can create positive healing, transformative, loving energies that benefit yourself and the world. The journey’s path is so worth every single step to discover your core, essence of truth and live from that place of fullness, peace, freedom, joy, and love. Love being the most powerful of all and enjoy your money.


To share as you wish with yourself, anyone else for Borealis one of these days, but yeah, if you guys like this kind of topic matter, check out simplepassivecashflow.com/happy.  I  wrote an article out there that I think you guys would also enjoy. And we will see you guys next time. Thank you very much.